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UK Salary & Take-Home Pay Calculator

Calculate net income after PAYE Income Tax, Class 1 National Insurance, and pension contributions.

Calculation rules verified for Tax Year 2025 / 2026 (HM Revenue & Customs (HMRC)) • Verified: 2026-01-20 Source →

Loading UK Salary & Take-Home Pay Calculator...

How It Works & Capabilities

Personal Allowance of £12,570, Basic Rate 20%, Higher Rate 40%, Additional Rate 45%, and Employee National Insurance (Class 1) at 8%.

Step 1

Enter Gross Earnings

Input your regular annual, monthly, or hourly compensation in £ (GBP).

Step 2

Apply Statutory Slabs

The engine applies verified Tax Year 2025 / 2026 tax brackets, municipal rates, and statutory contributions from HM Revenue & Customs (HMRC).

Step 3

Review In-Hand Take-Home

Inspect the granular deduction breakdown and net in-hand payout schedule instantly.

• Statutory rules reflect Tax Year 2025 / 2026 and may exclude discretionary local levies or non-standard exemptions.
• This tool provides accurate algorithmic estimates but does not replace certified tax or legal counsel.

Category	Calculators
Security & Privacy	Processed entirely on device
Cost / Pricing	100% Free
Rules Verified	2026-01-20
Data Retention	Ephemeral (Auto-wiped)

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